You do NOT have to be a Paypal member to pay with your credit card, and there is no extra charge to pay with a credit card. (If you prefer to pay with Paypal, enter your Paypal password when prompted on the screen that allows you to choose between credit card or Paypal payment.)
The secure credit cards order system will charge your card in your native currency according to current exchange rates. All orders will ship within 7-10 days of receipt of payment. Thank you for supporting the music!